Practice NPL

Practice NPL

The value proposition

We provide end-to-end support for all compliance and process requirements related to proactive and distressed credit management, tailored to the Risk State and Customer Segmentation (Enterprises and Corporate, Retail, and Small Business).

Practice NPL

Our plus

Maximization of credit recovery

Compliance with accounting, reporting and regulatory requirments

Proper management of the entire lifecycle of Non-Performing Loans

Reduction of NPL stocks

 

The solutions

The solutions

DISTRESS DASHBOARD, ACCOUNT TRANSFERS, AND COLLECTION OPERATIONS MANAGEMENT

The dashboard allows visualization of the portfolio and actions necessary for managing distressed practices, from accounting transfers to credit recovery operations and related resolutions. It also enables the management and monitoring of distressed debt transfer operations.

ENTERPRISE AND CORPORATE PORTAL FOR MANAGEMENTS

A solution designed to meet the needs of units specialized in proactive and distressed credit management. Critical clients can be efficiently managed, with timely state changes in case of risk. The portal offers constant monitoring of operations, ensuring complete control over the credit management process

CREDIT SUSTAINABILITY SIMULATOR

A solution that allows the provision or restructuring of client credit by verifying the financial sustainability through a comparison of simulated cash flows with forecasted budget cash flows.

FOCUS PORTFOLIO

A solution designed to represent the segmentation of the deteriorated portfolio through pie charts, providing a clear and immediate overview of the situation in terms of exposure and quantity

RETAIL PORTAL

A solution for managing problematic retail credits, dedicated to specialists in the Central structure, Outsourced companies, and internal phone collection companies. It is a highly intuitive and user-friendly platform that allows constant monitoring of problematic credits and detailed analysis to continuously improve performance

ENTERPRISE AND CORPORATE PORTAL FOR BRANCH MANAGERS

A solution for the efficient and strategic processing of all active and deteriorated positions based on their risk level. The application enables managers to efficiently process proactive positions and work with actively managed positions, preventing potential problems (stage 1) and managing stage 2 positions in compliance with IFRS9 regulations.

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Copyright ReActive S.r.l. 2023

Corso Como, 15, 20154 Milan Italy

Partita IVA: 12111610965

Company subject to the direction and coordination activity of Almaviva S.p.A