The ecosystem that enables innovation.
We implement the transformation of financial & insurance services, with architectures of excellence and innovative strategic vision.
It is the Architecture & Strategic Innovation Team that accompanies our clients in their digital transformation initiatives, realised through excellent architectural design and design authority of reliable, cloud native and open standards-based solutions.
ReActive's strategic innovation paths for the finance & insurance ecosystems are also realised within the same Team, with constant monitoring of emerging technologies, external industrial partnerships and collaborations with leading research centres.
The vision of application solutions, the integrations that characterise them and the infrastructures that support them. The knowledge of legacy and mainstream technologies and the strong focus on emerging technologies. Excellence in the design and management of solutions in On-Premises and Private, Public and Hybrid Cloud contexts.
These are the ingredients with which the Enterprise & Cloud Architecture Team, in synergy with the Financial Practices and Digital Services Teams, realise their customers' digital transformation initiatives.
Services and Expertise
Advisory
On strategies for the evolution and transformation of IT solutions (re-hosting, re-platforming, re-engineering, relocate, repurchase). In defining best practices for the development and supervision of application solutions based on “on-premises”, private, public & hybrid cloud infrastructures, and in software selection.
Design
Design & high level design of application solutions; design authority & dissemination of reference development, integration and software development life cycle architectures; application of 'security by design' principles; use of modern micro-service/container or serverless paradigms.
Quality Assurance
In DevSecOps/MLops/CloudOps development; for the detection and remediation of software vulnerabilities (CVE); to optimise the setup and monitoring process of infrastructures and application solutions; and to control and optimise the costs of Cloud environments.
Technical Governance
Technical guidance in the evolution or construction of complex application solutions; to make the correct strategic choices and keep the level of technology up-to-date; to present and enhance digital innovation proposals to interlocutors with different backgrounds on multidisciplinary issues in the technological, process and business fields.
Assessment
Assessment of the technological, architectural, and software development lifecycle maturity of application solutions or entire information systems.
Ensuring the best customer experience is a challenge that has also emerged in the finance industry. The omnichannel strategy is the one that best addresses this goal, ensuring a fully phygital experience.
For this reason, we have the Digital Channels Team, with specialized skills in:
User Experience Design
User Interface Design
INFORMATION ARCHITECTURE
TECHNOLOGICAL ARCHITECTURE ON MOBILE, WEB, API, DESKTOP, EMBEDDED, AND VOICE CHANNELS
INTEGRATIONS WITH BLOCKCHAIN & ARTIFICIAL INTELLIGENCE-BASED SOLUTIONS
ADVISORY ON DIGITAL IDENTITY AND SECURITY OF CHANNEL SOLUTIONS
APPLICATION AND INFRASTRUCTURAL MANAGEMENT
Web & Social Media Management
MARKETING AND PROMOTION
BRAND IDENTITY & COMMUNICATION
To offer services in:
ND-TO-END DESIGN AND DEVELOPMENT OF CHANNEL SOLUTIONS
Mobile Banking solutions or other types of solutions on the Mobile channel with native and cross-platform technologies Web solutions for Internet Banking with innovative technologies; Web solutions for Financial Advisor Networks; Web solutions for employees & Intranet; Institutional Websites for Banks, Insurance companies, and New Financial Operators; Voice Banking solutions in the Corporate domain or with commercial voice assistants.
INTEGRATION
Integration with Open Banking (PSD2) and Open Finance platforms
Brand Identity
Brand Identity services, communication support, User Experience and User Interface design for Channel solutions
Advisory
Advisory services to assess the Maturity Model of Clients in the development of solutions on Digital Channels, analyzing the UX/UI of implemented solutions, organization and delivery model, and their level of accessibility.
Overseeing emerging technologies, industrial partnerships, and collaborations with leading research centers: these are the tools through which we generate innovation for the finance& insurance ecosystems. The Innovation & Emerging Technologies Team embodies the innovative strategic vision of the market, in the work of the Financial Practices and Digital Services teams. From this synergy emerge projects and solutions for technological and digital transformation, through which we bring value to the Financial and Insurance Services industry.
Highlight
DIGITAL IDENTITY
Spid-Cie, Eidas identity wallet systems, and the European self-sovereign identity framework (ESSIF)
Artificial Intelligence & Machine Learning
Implementation of Artificial Intelligence to determine the risk level of financial transactions, conduct solvency analyses, and provide predictions regarding the scoring of a company or private client.
Innovative Payments
Projects for innovative payment solutions within the SEPA framework, with a view to PSD3, on proprietary circuits, and with card and IBAN virtualization.
Blockchain & DLT
Asset tokenization platforms (NFTs and Security Tokens).
METAVERSE
Utilization of the Metaverse for underlying financial transaction platforms for the purchase of virtual and/or real assets, investments in cryptocurrencies, or access to traditional financial services (e.g., loans and investments)
Internet of Things
Joint use of Internet of Things and DLT/Blockchain technologies to enable transactions with smart devices, enabling them to make simple decisions (e.g., Smart Replenishment)
Enterprise Cloud Architecture
Digital Channels
Innovation & Emerging Technologies